:root{
  --bg: #f7f9fc;
  --text: #0f2a4a;
  --muted: #4f5f75;
  --muted-2:#718096;
  --card: #eef3f9;
  --border: rgba(15, 42, 74, .14);
  --primary: #0b4f8a;
  --primary-2:#083d6b;
  --secondary:#e67e11;
  --shadow: 0 10px 30px rgba(11, 52, 92, .12);
  --radius: 16px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin: 0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Noto Sans", "Liberation Sans", sans-serif;
  color: var(--text);
  background: var(--bg);
}

.skip-link{
  position: absolute;
  left: -999px;
  top: 12px;
  background: #fff;
  border: 1px solid var(--border);
  padding: 10px 12px;
  border-radius: 10px;
  z-index: 9999;
}
.skip-link:focus{ left: 12px; }

.container{
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header{
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(10px);
  background: rgba(255,255,255,.8);
  border-bottom: 1px solid var(--border);
}
.header-inner{
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 18px 0;
}

.brand{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  color: inherit;
  font-weight: 800;
  letter-spacing: .2px;
}
.brand-mark{
  height: 96px;
  width: auto;
  max-width: min(400px, 84vw);
  display: block;
  object-fit: contain;
  object-position: left center;
  flex-shrink: 0;
}
.brand-name{ font-size: 16px; }

.nav{
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
  margin-left: auto;
}
.nav a{
  text-decoration: none;
  color: var(--muted);
  font-weight: 600;
  font-size: 14px;
}
.nav a:hover{ color: var(--text); }
.nav a[aria-current="page"]{
  color: var(--text);
}

.header-ctas{ display: none; }

.hero{
  padding: 44px 0 28px;
  background:
    radial-gradient(900px 420px at 12% 10%, rgba(11, 79, 138, .20), transparent 55%),
    radial-gradient(700px 380px at 90% 18%, rgba(230, 126, 17, .18), transparent 50%),
    linear-gradient(#fdfefe, #f3f7fc);
}

.hero-grid{
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 22px;
  align-items: start;
}

.kicker{
  margin: 0 0 10px;
  color: var(--primary);
  font-weight: 800;
  letter-spacing: .3px;
  text-transform: uppercase;
  font-size: 12px;
}
.hero h1{
  margin: 0 0 12px;
  font-size: clamp(30px, 3.2vw, 44px);
  line-height: 1.08;
}
.lead{
  margin: 0 0 18px;
  font-size: 16px;
  color: var(--muted);
  line-height: 1.6;
}

.hero-actions{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin: 16px 0 18px;
}

.btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 16px;
  border-radius: 12px;
  border: 1px solid transparent;
  text-decoration: none;
  font-weight: 800;
  cursor: pointer;
}
.btn-full{ width: 100%; }
.btn-primary{
  background: var(--primary);
  color: #fff;
  box-shadow: 0 12px 26px rgba(11, 79, 138, .3);
}
.btn-primary:hover{ background: var(--primary-2); }
.btn-secondary{
  background: #fffdf8;
  border-color: var(--border);
  color: var(--secondary);
  font-weight: 900;
}
.btn-secondary:hover{ border-color: rgba(230, 126, 17, .5); }
.btn-ghost{
  background: transparent;
  border-color: var(--border);
  color: var(--text);
}
.btn-ghost:hover{ border-color: rgba(11, 79, 138, .45); }

.hero-highlights{
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}
.pill{
  padding: 8px 12px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: rgba(255,255,255,.7);
  color: var(--muted);
  font-weight: 700;
  font-size: 13px;
}

.hero-card{
  background: rgba(255,255,255,.72);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: var(--shadow);
}
.hero-card-title{
  margin: 0 0 10px;
  font-size: 18px;
}
.checklist{
  list-style: none;
  padding: 0;
  margin: 0 0 14px;
  display: grid;
  gap: 10px;
}
.checklist li{
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--muted);
  font-weight: 700;
}
.checklist li span{
  display: inline-flex;
  width: 24px;
  height: 24px;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  background: rgba(11, 79, 138, .15);
  color: var(--primary);
  font-weight: 900;
}
.hero-card-note{
  margin: 0 0 14px;
  color: var(--muted);
  line-height: 1.6;
}
.small{ font-size: 13px; }
.muted{ color: var(--muted); }

.section{
  padding: 54px 0;
}
.section-muted{
  background: linear-gradient(#f9fbfe, #eef4fb);
  border-top: 1px solid rgba(15, 42, 74, .08);
  border-bottom: 1px solid rgba(15, 42, 74, .08);
}

.section-head{
  margin-bottom: 22px;
}
.section-head h2{
  margin: 0 0 8px;
  font-size: 28px;
}

h2{
  margin: 0 0 14px;
  font-size: 30px;
  line-height: 1.15;
}
h1{
  margin: 0 0 14px;
  font-size: 30px;
  line-height: 1.15;
}
h3{
  margin: 0 0 10px;
  font-size: 18px;
}

.two-col{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
  align-items: start;
}

.info-panel{
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
}
.panel-title{
  margin-top: 0;
  font-size: 18px;
}
.panel-row{
  display: flex;
  gap: 12px;
  margin-top: 16px;
}
.panel-icon{
  width: 42px;
  height: 42px;
  border-radius: 14px;
  background: rgba(11, 79, 138, .14);
  border: 1px solid rgba(11, 79, 138, .24);
}
.panel-icon-2{
  background: rgba(230, 126, 17, .12);
  border-color: rgba(230, 126, 17, .24);
}
.panel-strong{
  margin: 0 0 4px;
  font-weight: 900;
}

.cards-grid{
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.card{
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: 0 6px 18px rgba(2, 6, 23, .04);
}
.card p{ margin: 0 0 14px; line-height: 1.6; }
.mini-list{
  margin: 0;
  padding-left: 18px;
  color: var(--muted);
  display: grid;
  gap: 8px;
  font-weight: 700;
}

.big-bullets{
  margin: 0;
  padding-left: 18px;
  display: grid;
  gap: 10px;
  font-weight: 800;
  color: var(--text);
}

.quote{
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
}
.quote-text{
  margin: 0 0 16px;
  color: var(--muted);
  font-weight: 700;
  line-height: 1.7;
}
.quote-meta{
  display: flex;
  align-items: center;
  gap: 12px;
}
.avatar{
  width: 44px;
  height: 44px;
  border-radius: 16px;
  background: linear-gradient(135deg, rgba(11, 79, 138, .26), rgba(230, 126, 17, .2));
  border: 1px solid rgba(15, 42, 74, .12);
}

.contact-grid{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  align-items: start;
}
.contact-copy{
  padding: 6px 0;
}
.contact-details{
  display: grid;
  gap: 12px;
  margin-top: 16px;
}
.detail{
  display: flex;
  gap: 14px;
  align-items: baseline;
  justify-content: space-between;
  padding: 12px 12px;
  border: 1px solid var(--border);
  border-radius: 14px;
  background: rgba(255,255,255,.65);
}
.detail-label{
  margin: 0;
  font-weight: 900;
  color: var(--muted);
}
.detail-value{ margin: 0; font-weight: 900; }
.link{ color: var(--primary); text-decoration: none; }
.link:hover{ text-decoration: underline; }

.contact-cta{
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 14px;
}

.contact-form{
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: 0 6px 18px rgba(2, 6, 23, .04);
}

.contact-form label{
  display: grid;
  gap: 8px;
  margin-bottom: 14px;
  font-weight: 800;
  color: var(--muted);
  font-size: 14px;
}
.form-row{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
input, textarea{
  border-radius: 12px;
  border: 1px solid rgba(15, 23, 42, .18);
  padding: 12px 12px;
  font: inherit;
  color: var(--text);
  background: #fff;
}
textarea{ resize: vertical; min-height: 120px; }
input:focus, textarea:focus{
  outline: none;
  border-color: rgba(11, 79, 138, .58);
  box-shadow: 0 0 0 4px rgba(11, 79, 138, .14);
}

.checkbox{
  display: flex !important;
  flex-direction: row !important;
  align-items: flex-start !important;
  gap: 10px !important;
}
.checkbox input{
  width: 18px;
  height: 18px;
  margin-top: 3px;
}

.site-footer{
  padding: 22px 0 36px;
  border-top: 1px solid rgba(15, 42, 74, .1);
  background: #f8fbff;
}
.footer-inner{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.footer-nav{
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}
.footer-nav a{
  text-decoration: none;
  color: var(--muted);
  font-weight: 700;
  font-size: 14px;
}
.footer-nav a:hover{ color: var(--text); }
.footer-nav a[aria-current="page"]{ color: var(--text); }

@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; }
  .cards-grid{ grid-template-columns: 1fr; }
  .two-col{ grid-template-columns: 1fr; }
  .contact-grid{ grid-template-columns: 1fr; }
  h2{ font-size: 26px; }
  h1{ font-size: 26px; }
}